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Rates  and Terms

MULTI-FAMILY

FHA Multi-Family

Max LTV

Fixed Term

Rate

Max. Amort.

Purchase - 83%

Rate/Term Refi -75%

35

From 4.36%

35

Conventional Small Portfolio - ($400k-$1.0M)

Max LTV

Fixed Term

Rate

Max. Amort.

Purchase - 80%

Rate/Term Refinance  75%

Cash-Out Refinance - 65%

Floating

4.75%

30

5-year

4.84%

30

7-year

5.10%

30

10-year

5.30%

30

30-year

5.85%

30

Conventional Large Portfolio - Non-Recourse ($1M to $20M+)

Max LTV

Fixed Term

Rate

Max. Amort.

Purchase - 80%

Rate/Term Refinance  75%

Cash-Out Refinance - 65%

Floating

4.50%

30

5-year

4.94%

30

7-year

5.10%

30

10-year

5.30%

30

30-year

5.65%

30

Special Products

Program

Fixed Term

Rate

Max. Amort.

Rehab / Bridge ( up to 75% LTC)

1-year

7.00%+

Interest-Only

NNN / RETAIL / OFFICE / INDUSTRIAL / SELF-STORAGE

$500,000 to $1.5M

Max LTV

Fixed Term

Rate

Max. Amort.

75%

Purchase and Refinance

 3-year

4.95%

 25 

5-year

5.20%

25

7-year

5.40%

25

$1.5M to $10M+

Max LTV

Fixed Term

Rate

Max. Amort.

75%

Purchase and Refinance

 3-year

4.85%

25

5-year

5.10%

25

7-year

5.19%

25

OWNER OCCUPIED / SBA / HOTEL / MOTEL

USDA and SBA Government Programs

Max LTV

Fixed Term

Rate

Max. Amort.

90%

Purchase (SBA)

75%

Refinance

Floating

5.25%

25

3-year

5.50%

25

5-year

5.75%

25

*Note: rates vary widely depending on borrower credit, LTV loan size, property condition, market conditions,
and other factors.
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